Having no budget plan and no control over your spending habits? And Being broke, scrambling to pay the bills, and dealing with accumulated debt?
 
We are all guilty of spending money on anything and everything, even though we can hardly afford the basics, let alone our wildest dreams. You need a plan that helps you keep track of your income, expenses, and debts. One that does so in style and doesn't burden your wallet. I have created a tool that significantly increases your chances of staying on budget, paying off debts, and saving for the things you want most. 
 
Specifications and features include:
The free masterclass (private link to youtube)
The big 3 of spending
The 4 D's before spending any money
The PJM
The 5 buckets to manage your money in a better way
A free "saving money challenge"
 
Monthly budget planning for 12 months, each month comes with:
The 5-bucket model
Visual savings tracker
Visual debt tracker
Visual income mindmap
Visual expenses mindmap

And you will also get:
*Budget tips 
*What this planner will help you with
* A personal msg from me
 
This planner will help you with:
* Rest in your head
* Better insight into your finances
* Fewer payment reminders and unnecessary spending
*More time to do what you love
*More money left at the end of the month!